Sixty-five to 76 percent of Americans think our moral values are either lacking or declining, according to Gallup polls taken over the last two years. Steven Hill, a counselor with two master’s degree in psychology, is part of that majority. He is also the author of the book, The Adventures of Katie Bubbles, and will be with us today to talk about what we need to do to reverse this trend. Let’s talk finance. Annuities are very popular for many seniors to own and can provide a nice return on your investment. Rick Permanand of the Retire Advisory Group will be talking about a Split Annuity Strategy. Not familiar with what that is, tune in today, July 7, from 1-2pm on 1250am WHNZ to learn more. Have a question call 877-897-8255.